Payment Policy

Last updated: September 13, 2026

At Tools & More, your security and checkout convenience are our highest priorities. All prices, shipping charges, and transactions across our store are denominated and processed strictly in United States Dollars (USD / $).

Accepted Payment Methods

We partner with industry-leading, Tier-1 payment processing partners (including Stripe, PayPal, and authorized merchant processing facilities) to provide seamless, end-to-end encrypted checkout for our United States customers:

  • Credit & Debit Cards: We accept Visa, Mastercard, American Express (Amex), Discover, and Diners Club. Payments are processed securely in real-time with zero card processing surcharges.

  • Digital Wallets: We support Apple Pay and Google Pay for fast, biometric one-touch checkout on compatible smartphones, tablets, and browsers.

  • PayPal: Pay directly using your PayPal account balance, linked bank account, or debit/credit card through PayPal's secure gateway.

Sales Tax & Regional Compliance (Florida)

All product prices displayed on our website are exclusive of state sales taxes unless explicitly marked otherwise. In accordance with applicable state marketplace facilitator legislation and payment processing nexus requirements:

  • Florida Orders: Applicable state and local county sales taxes (typically 6.0% – 7.5%, depending on the county jurisdiction) are automatically calculated and applied at checkout for orders shipped to delivery addresses located in the State of Florida.

  • Other US States: Orders delivered to other US states are not subject to sales tax collection at checkout at this time.

  • Transparency: Any applicable sales tax will be clearly itemized on your final checkout review screen before you authorize the transaction.

Payment Security & Data Protection

  • 256-Bit SSL Encryption: Our entire website and checkout infrastructure are protected by 256-bit SSL encryption, ensuring all personal and financial data is transmitted safely.

  • PCI-DSS Compliance: Our platform adheres to Level 1 PCI-DSS security protocols. Tools & More never accesses, stores, or handles sensitive card numbers directly; payment credentials are processed securely by our authorized payment gateways.

  • Fraud Protection: Advanced 3D Secure verification filters and fraud monitoring systems evaluate transactions in real-time to protect against unauthorized account activity.

Billing Inquiries & Customer Support

If you experience any payment issues, failed authorizations, or duplicate charges, please reach out to us immediately:

Store Name: Tools & More
Address: Strada Braniștii 7/1, Chișinău, MD-2068, Moldova
Phone: +373 60 630 593
Email: support@tools-and-more.shop
Contact Page: Contact Us

Customer Service Hours

Daily: 09:00 – 18:00 (GMT+2 / UTC+2; GMT+3 during daylight saving time)
(Equivalent to 02:00 AM – 11:00 AM EST / 03:00 AM – 12:00 PM EDT)

We strive to respond to all inquiries within 24–48 hours.